Restore Your Peace. Rebuild Your Life.
Jeff Fernandez and Associates PLLC
Experienced Bankruptcy Lawyer in Dallas, TX
Facing financial difficulties can be one of the most overwhelming and deeply personal challenges of your life. Whether you are struggling with mounting debt, foreclosure, or creditor harassment, the emotional weight of these financial burdens can feel insurmountable. At Jeff Fernandez and Associates PLLC, we understand the stress, anxiety, and uncertainty that come with these tough times.
We are here to help. Our team provides compassionate, confidential, and effective legal guidance to support you through the bankruptcy process. We will be with you every step of the way, ensuring you have the legal clarity needed to make informed decisions and rebuild your financial future with confidence.
How We Can Help
We specialize in bankruptcy services designed to offer individuals and families a fresh start. Explore the services we offer below:
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy is ideal for individuals who need to reorganize their debts and catch up on overdue payments. We help you develop a customized repayment plan that works within your budget while keeping your property, including your home. Chapter 13 allows you to repay your debts over a 3-5 year period and offers protection from foreclosure, repossession, and creditor harassment.
Chapter 7 Bankruptcy
If you are struggling with significant unsecured debt, Chapter 7 Bankruptcy may provide a solution. We will guide you through the process of discharging most of your unsecured debt, such as credit card bills and medical expenses. Our team will work to protect your assets and ensure you meet the eligibility requirements, offering a fresh start without the burden of overwhelming debt.
Business Debt Relief
For small business owners facing financial difficulties, we offer Business Debt Relief services. We understand the unique challenges that business owners face when dealing with debt, and we can help restructure or eliminate debts to allow your business to recover and thrive. Whether you’re looking to file for bankruptcy or seek an alternative debt relief solution, we’ll help you explore your options and create a plan that’s right for your business.
Meet Your Attorney
Jeff Fernandez – Experienced Bankruptcy Attorney
Jeff Fernandez is a dedicated bankruptcy attorney with years of experience helping individuals and businesses navigate their financial challenges. He takes a compassionate, client-focused approach to bankruptcy law, ensuring that each client receives personalized and effective legal guidance. Jeff's commitment to understanding your unique situation and providing practical, legal solutions has helped countless clients achieve financial recovery and peace of mind.
Required Texas Debtor Course
Before filing for bankruptcy in Texas, you must complete a credit counseling course approved by the U.S. Trustee Program.
Client Testimonials
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